Direct Mail Scams: Debt Relief and Medical Alerts

Direct Mail Scams Target Seniors

Keep Gramps off the internet, and they’ll be safe from scammers, right? Sorry, but no. Gone are the days where urgent debt consolidation pop-ups on the mysterious interweb were the only scam to fear an errant senior falling for. They’re coming for them via post more and more, and if you’re a lonely stay-at-home retiree there’s nothing more compelling than that ‘legitimate’ medical alert postal offer from a direct mail scam. Remember, they grew up in an era where the post was still used for actual business, not just finding suckers.

Debt relief mail scams are some of the most emotionally appealing. Debt settlement mail scams promise relief from those financial oopsies chaining you to despair. Of course, they only need a little private information from you (to scam you out of even more money). People of all ages fall for debt consolidation mail scams, the despair at being stuck in debt without much of a way forward overriding the common sense that should ask ‘why are they soliciting me by post, and how do they know they can help me so firmly when they know precisely zip about me?’ People, this is not how legitimate financial services act. Wise up now, before it’s too late.

False checks and money orders target the elderly specifically, as they’re the most likely to fall for this obvious gambit. Most of the rest of us know to avoid the Nigerian Princes by now. Add to this a plethora of ‘investment’ options, totes-legit pharmaceutical offers and ‘adult’ services.

Let’s not forget the lottery. People, if you didn’t enter, you didn’t win. It’s that simple. There’s no big cash bonus waiting for you for nothing. Work from home offers may seem a little more legit, but they’re also one of the most mentioned direct mail complaints. If a job-any job- is asking you for an up front deposit, the only one getting rich is the scammer.

A more insidious direct mail scam is mail theft. They’re looking for cards, checks and other means to identity theft. This is where a long talk about the modern world may be necessary with younger and older family members alike. Never mail cash, empty the post box every day and get in touch with authorities if an expected check doesn’t arrive. Hold your mail if you are on holiday so it doesn’t sit there begging for tampering. Dispose of legitimate mail with confidential information by shredding so it can’t be fished out a dumpster.

US Post Office Investigates Direct Mail Scams

Sadly, these are far from the only direct mails scams out there- there’s medical alert direct mail scams, change of address scams and more. The US Post Office has it’s own department to investigate these, so prevalent are they, and you shouldn’t hesitate to get in touch with them if you believe you’ve been the victim of a direct mail scam.

Discuss mail safety, the existence of scams and the vulnerability of the elderly to fall for them with your loved ones today- or pay the financial consequences of falling for them.

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