Accredited Debt Relief: The Contender
Accredited Debt Relief is a financial service company, offering both debt consolidation and debt settlement services. This means they offer a comprehensive service that can help customers consolidate their debt payments into one single monthly payment, or can negotiate with the creditors of a customer to reduce the amount of debt outstanding.
Given personal debt is a continued (and, in fact, growing) problem in the US, there’s no doubt there is plenty of call for the services of Accredited Debt Relief. The review below helps to ascertain just how helpful the service can be to customers.
Accredited Debt Relief: The Good
Areas Where Accredited Debt Relief Excels
If customers are struggling with debt problems, the two different debt management options -- consolidation and settlement -- offer a one-stop-shop that ensures customers explore all possible routes out of their debt situation.
Accredited Debt Relief live up to their name with a raft of accreditations by recognized bodies, including:
- American Fair Credit Council
- Better Business Bureau (A+ rating)
- International Association of Professional Debt Arbitrators
These accreditations should put customers minds’ at ease when dealing with Accredited Debt Relief.
Accredited Debt Relief services are available in 39 states, which is slightly higher than the industry average, and ensures widespread access to their services.
With a strong history, numerous options, and all the accreditation a customer could hope for, there’s no doubt there are plenty of positives for Accredited Debt Relief.
Accredited Debt Relief: The Bad
Areas Where Accredited Debt Relief Could Improve
They Don't Work The Back End
Accredited doesn't negotiate directly with the creditors. They enroll you in a program and connect you with the most applicable debt settlement negotiators.
Relatively Young Company
Accredited Debt Relief have only been accredited with the Better Business Bureau since 2014, though they have been in operation for nearly ten years. This is not a particularly substantial history, especially when compared to their peers.
High Debt Needed To Use The Service
Accredited Debt Relief only deals with customers who have debts of over $10,000, so their services are not applicable to a number of debtors.
Despite that Accredited doesnt work the back end, customers can always verify they are happy with their personally-quoted figure before proceeding to use the service. The youth of the company and the accessibility options also give pause for thought.
Accredited Debt Relief: The Bottom Line
Accredited Debt Relief receive three and a half stars out of five for their service.
The good points are substantial, but they are somewhat mitigated by the outsourcing of creditor settlement. Despite this, Accredited Debt Relief has been a constant reminder to the industry leaders to remain competitive.