National Debt Relief: Industry Powerhouse
National Debt Relief is the industry powerhouse. They offer a popular, valuable service to consumers who are struggling with personal debt. They offer a range of different solutions for debt management problems, but are best known for their ability to arrange full debt settlements for between 30-50% of the what the customer owes.
The company has been in operation for over eight years, and offer help to customers in the vast majority of states. Let’s look deeper into this company and see if it offers a genuine debt solution for customers.
National Debt Relief: The Good
Areas Where National Debt Relief Excel
Good Range Of Debts Covered By Their Service
National Debt Relief offers a service to settle a wide range of debts, including:
- Credit Cards
- Medical Bills
- Lines of credit
- Some student debts
Money Back Guarantee
With no upfront fees, and a money back guarantee, National Debt Relief is a great choice if customers are concerned about the financial implications of using the service. There are also no cancellation fees charged.
Full Accreditation and Recognition
National Debt Relief has full accreditation within the industry, including accreditation with:
- International Association of Professional Debt Arbitrators
- Association of Family and Conciliation Courts
Fast Time Scales
Many customers report an incredibly quick processing ability, with accounts settled and repayments negotiated far faster than they were expecting.
Customers can track the status of their accounts with a personalized online dashboard, which ensures full communication and awareness of the process at all times.
With a money back guarantee and a quick turnaround of cases, National Debt Relief excels in all the right areas when it comes to debt management and peace of mind.
National Debt Relief: The Bad
Areas Where National Debt Relief Could Improve
Despite their name, National Debt Relief is not completely national; VT, CT, GA, ME, KS, NH, SC, OR, and WV customers are excluded from using the service.
You will have to pay National Debt Relief a percentage of the debt they handle for you, on top of what you pay your creditors. So if you owe $10,000, you will have to pay National Debt Relief $1,500 if you pay a 15% rate. True, some customers may find they have to pay 25%; the attractive 15% rate is not set in stone. It is worth noting, however, that 25% would still be competitive within the industry. 15% is the cherry on the top.
National Debt Relief may not be 100% nationwide, but it is available in all but nine states and, although their best rates are not available to every customer, this simply represents the difference between highly competitive and “even better”.
National Debt Relief: The Bottom Line
Ultimately, National Debt Relief receives a grade of five stars out of five.
Although National Debt Relief calculates the percentage for individual cases based on the amount of assistance needed and level of debt, this is understandable in order to provide a tailor-made service. Additionally, the money back guarantee helps to mitigate this, and the additional good points are substantial enough to ensure a perfect rating.