Top 10 Pet Insurance Reviews of 2017

Read Reviews – Compare Prices – Save Money

TOP 10 PET INSURANCE & CARE
Read Reviews – Compare – Save

The Importance of the Top 10 Pet Insurance Reviews

Choosing a top 10 pet insurance & care provider can be confusing.

The most common question pet owners ask about pet insurance is: “Is pet insurance worth it?” It’s a valid question and one worth exploring.

I think that people often have the wrong attitude about pet insurance. For example, it’s not uncommon for someone to say they would rather just open up a savings account to pay their veterinary expenses rather than “waste” money on pet insurance premiums. This person doesn’t understand the purpose of pet insurance.

People buy insurance of any kind to help them pay for large, unexpected, or unplanned expenses for which they would have trouble paying for out-of-pocket.

Disclosure: We receive advertising revenue from our partners. Click for details.

Disclosure: We receive advertising revenue from our partners. Click for details.
We receive advertising revenue from our partners. Many advertisers pay us a referral fee if you purchase products or complete lead forms after clicking links or calling phone numbers on our website. This enables us to continue promoting our comparison reviews without any fee from the consumer. We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Partners may influence their position on our website, including the order in which they appear on a Top 10 list, based on conversion rates or commissions. For example, when company ranking is subjective (meaning two companies are very close) our advertising partners may be ranked higher. While we try to feature as many products on our site as possible, we recognize that our site does not feature every product available on the market.  At Top10Jungle.com, we are all about transparency. If you have any questions about this disclosure, please email [email protected]

The Importance of the Top 10 Pet Insurance Reviews

Choosing a top 10 pet insurance provider can be confusing.

The most common question pet owners ask about pet insurance is: “Is pet insurance worth it?” It’s a valid question and one worth exploring.

I think that people often have the wrong attitude about pet insurance. For example, it’s not uncommon for someone to say they would rather just open up a savings account to pay their veterinary expenses rather than “waste” money on pet insurance premiums. This person doesn’t understand the purpose of pet insurance.

People buy insurance of any kind to help them pay for large, unexpected, or unplanned expenses for which they would have trouble paying for out-of-pocket.

“Embrace Pet Insurance is our top pick for 2017. Embrace is passionate about making an impact on the pet world. They are known for offering broad coverage and FAST PAYOUTS. Most of all, they have respect for their customers. When you work with Embrace, you may just find that your pet has better insurance than you do!”

(855) 898-8991

“Anyone can sell pet insurance, but not all policies are equal. As the largest and most-trusted pet insurance provider in the world, nobody knows pets better than Petplan. For more than 280 dog years (40 human years), millions of pet parents around the globe have trusted Petplan to protect their four-legged kids.”

“Ever since 2005, Pets Best has striven to offer the best product, the best service, and the fastest claim processing of any pet insurance company. With coverage options on accident and illness plans, a routine care add on, and accident only plans, you have control over how much of your veterinary expenses you want to pay. They know that pets are part of your family and they do everything they can to keep every family members tail wagging.”

“Your pets mean the world to you. And at Canna-Pet®, they pack a world of experience, research and all-organic ingredients into each of our natural, nutritional pet products. Because they know that both you and your pets deserve the very best our world has to offer. Canna-Pet stands for  CANnabinoid Nutrition Adapted for Pets.

About Pet Insurance

Pet insurance has gained popularity over the years as a good back up for helping pay unexpected veterinary costs. Pet insurance is private insurance coverage offered by a number of insurance companies, and if you are doing research into which pet insurance company or plan to go with, it can be really confusing to figure out what a good plan for you really is.

On the flip side, for as many people who are happy with their pet insurance, there are those who are disappointed or upset about the pet insurance plan they ended up with.

When looking to purchase a pet insurance policy there are a few questions you will want to consider. in addition to whether or not it is worth it to buy pet insurance. 

Am I Looking For a Pet Health Discount Plan or a Comprehensive Insurance Plan?

These can differ. With discount fee plans one would pay an annual fee and get discounted veterinarian and related pet services. A pet health insurance plan would look similar to health insurance for people.

Will I Get to Choose My Veterinarian?

Again, since pet health insurance plans are similar to the one’s you and I utilize, different plans have different rules.Check to see if your vet is included as a provider for the pet insurance you are interested in.

What Are the Waiting Periods?

Like all insurance, there may be a waiting period in order for the policy to take effect and it is important to be aware of exactly when your policy coverage starts and ends.

What is Included?

Pet insurance exclusions can vary depending on the policy chosen. Common exclusions are pre-existing conditions and hereditary defects. Coverages for common exclusions can usually be covered at an additional cost.

Will Routine Wellness Care Be Covered?

If you are looking for a comprehensive policy then you will want to find one that covers routine visits such as immunizations, dental care, and heartworm testing.

How About Neutering and Spaying?

Making sure you are able to control the pet population is important for you and everyone around you. Spaying and neutering coverage is great to have since almost all pet owners utilize this service. This would not be included in illness and accident pet insurance programs, but instead would only be included in wellness or preventative care programs. Sometimes these can be added onto the basic illness and accident pet insurance package. Since the cost of these services is expected to be covered on thee plans, they are obviously going to be more expensive than the basic accident and injury policy.

Does It Include Prescription Coverage?

Prescription coverage is just as important since technology and care for pets is increasing, the possibility your pet will need a prescription medication is probable, and like all prescriptions, they can sometimes be costly.

Do I Have To Pay A Deductible?

Just like human insurance, different plans require different deductibles. The deductible is what you pay first before services are rendered so you will want to find a plan that carries a deductible that is affordable to you. Remember though, that the smaller the deductible the higher the premium, so you can reduce your insurance cost if you take a higher deductible by sharing a larger part of the cost with the insurance company during a claim..

Are There Any Illness and Incident Caps?

Usually in pet insurance, there will be variety of “caps” or limits on how much the insurance company will pay for a specific incident. A broken leg may have a different cap than spaying so be aware of policy limits.

top 10 pet insurance reviews

Erika
Pet Care Expert

“If you love your pets like I do, you want to give them the best care possible. I put this comparison together to give you the power to make the best decision for your furry little friend.  I don’t know about you, but I consider my pet part of my family. And where I come from WE PROTECT FAMILY.  If you need to contact me, get answers to some FAQs or access our technical support team, please send an email to [email protected]. Stay safe – it’s a jungle out there!”